IMPORTANT NOTE: Howard Kulp is a registered representative registered to transact business with clients in CA, CO, FL, HI, MD, NJ, NC, OH, PA, and SC.  Howard Kulp is advisory licensed in the following states CA, CO, FL and PA.  Howard Kulp is also an insurance agent licensed in PA.  Wendy Hoffman is registered representative registered to transact business with clients in PA.  Wendy Hoffman is advisory licensed in the state of PA.   Wendy Hoffman is also an insurance agent licensed in PA.  If you are not a resident of the states noted above, all investment-related information on this site is for informational purposes only and does not constitute a solicitation or offer to sell securities or insurance services over the internet. Securities offered through Mid Atlantic Capital Corporation (MACC), a registered Broker Dealer, Member FINRA/SIPC.  Financial advice is offered through Mid Atlantic Financial Management, Inc. (MAFM), a SEC Registered Investment Adviser. 

Kulp Financial Services is not a registered entity or a subsidiary or control affiliate of MACC or MAFM.