For Howard L. Kulp, helping people pursue their financial goals is rewarding work.  As founder of Kulp Financial Services, Howard takes a comprehensive approach to your financial picture.  He sees his role as helping people make well-informed decisions about their finances.  His goal is to help individuals avoid major financial setbacks and simplify their financial lives. 

With 26 years of experience in the accounting and tax profession along with 13 years in the financial planning profession; Howard is a qualified advisor in the area of financial planning and wealth management.  He provides comprehensive planning that examines taxes, cash flow, insurance, estate planning, retirement planning, and investments.  Howard is a staunch advocate of the unbiased advisory planning model.  He believes there is an inherent conflict of interest when a planner claims to make unbiased recommendations yet makes investment, insurance and other recommendations based on the profit potential to the planner, rather than the client.

Howard received his associates degree from Montgomery County Community College and bachelors degree from LaSalle College.

Please feel free to contact Howard by telephone at (215)679-6221, ext. 103, or email at hlk@adviserlink.net

Wendy Hoffman joined Kulp Financial Services in March of 1991.  Since joining Kulp Financial Services, Wendy has worked in many areas of the business.  For the past 5 years, Wendy’s primary responsibility with Kulp Financial Services has been to assist clients with their financial needs.  Wendy received her associates degree from Montgomery County Community College and is currently pursuing her bachelors degree.

On a personal note, Wendy grew up in Wind Gap, PA which is just north of Pennsburg.  She moved to the Upper Perkiomen Valley 16 years ago.  Wendy is married with two children; David and Ashley.  Wendy enjoys spending time with her husband David and their 2 children, reading, and being outdoors. 

Please feel free to contact Wendy by telephone at (215)679-6221, ext. 104 or by email at wlh@adviserlink.net

Lori Zellner received her B.S. in Business Administration with an emphasis in Accounting from Shippensburg University. Lori has been with the firm since 1997. She works closely with many clients, and provides a complete range of accounting, tax, software and management services to businesses. She is admitted to practice as a Certified Public Accountant in the Commonwealth of Pennsylvania and a member of the Pennsylvania Institute of Certified Public Accounts.

Lori was born and raised in Nazareth, Pennsylvania. She enjoys spending time with her husband, Ed and their 2 children, Kristen and Edward.

Please feel free to contact Lori by telephone at (215)679-6221, ext. 105, or by email at ljz@hlkulp.com

Please feel free to contact Claudia by telephone at (215)679-6221, ext. 102 or by email at cfk@hlkulp.com.