What We Do

MY PURPOSE IS:  To use my 25 years of experience in tax, investment*, and insurance 
                                 planning

TO:  Explain financial concepts in simple terms
        Encourage people to act
        Design long-term investment plans for each situation
        Implement and monitor the long-term plans

SO THAT PEOPLE BENEFIT BY:  Becoming comfortable with their financial futures, so
                                                          that they can:

SPEND LESS TIME:  Fine-tuning their personal investments and financial affairs, and

SPEND MORE TIME:   To help make money in their own areas of special ability, and
                                        filling their non-working hours with fun activities.

WHAT DO I DO FOR YOU?

IF I WERE ONLY a life insurance salesman – I would emphasize the stability, guarantees*, tax deferral, and creditor protection provided by life insurance and encourage you to increase your life insurance coverage.

IF I WERE ONLY a disability insurance salesman – I would tell you why you are more at risk from an income-stopping disability that from a death and encourage you to increase your disability insurance coverage.

IF I WERE ONLY a tax practitioner – I would emphasize the tax deductibility and deferral of the IRA, SEP, and 401K, and encourage you to invest where you could benefit from tax deduction and deferral.

BUT SINCE I AM ALL OF THESE I CAN CONCENTRATE ON HELPING PEOPLE TO UNDERSTAND WHERE THEY STAND AND TO BE COMFORTABLE WITH IT!

This newsletter was created by a Third Party and was not written or created by Howard L. Kulp and does not represent the views and opinions of Mid Atlantic Capital Corporation or its subsidiaries